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Butterworth Spengler
Commercial Ltd

Butterworth Spengler
Facilities Ltd

Butterworth Spengler Professional Risks Ltd

Authorised and regulated by the Financial Conduct Authority

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The above legislation comes into force on the 12th August 2016.
It affects all Commercial Insurance.
Please click here for more details

Benefit with Butterworth

About Us

We have been commercial insurance specialists for over 75 years and remain committed to helping clients benefit from our wealth of market experience and product knowledge. As an independent insurance broker we believe people and service are at the heart of our success, which is why we continue to invest in both these areas to ensure we can meet the changing needs of all our clients and their businesses.

A Proven Track Record

Butterworth Spengler has been providing insurance services to cycle retailers since 1989 and is the only officially recognised shop insurance broker for the Association of Cycle Traders. We also provide insurance cover for CTC, London Cycling Campaign and National Bike Week.

We understand that you are in the business of bikes and not insurance, which means you can always rely on our blend of experience, knowledge and dedicated customer service to provide you with the right cover for your business at competitive prices. Plus you can rely on our dedicated support in the event of any claims.

Thanks to our partnership with RSA you also benefit from the peace of mind that comes from being covered by the UK’s largest general insurer with a first class claims handling reputation. To learn more about us visit our main website:

We offer a range of additional benefits for cycle retailers


Exclusive benefits for ACT members
– An initial discount on your premium when you take out the policy
– A loyalty bonus at every renewal
– Reduced minimum premium of £300 compared to £350
– Extended cover for ‘demonstration days’ at no additional cost (usually chargeable at £50 per day)

15% off

Increase your excess and we’ll give you a
discount on your premium
– Minimum excess is £250
– £500 excess = 7.5% discount
– £1000 excess = 15% discount


Annual no claims bonus
– Standard feature of this policy
– Most commercial policies do not offer this

0% APR

Interest free monthly instalments


5% discount for shops with Cytech Technical Two
accredited staff
Additional discount for living on your business premises

“This insurance package is excellent value for money. The comprehensive cover designed for bike shops cannot be found anywhere else at such competitive prices. Butterworth’s customer service is first class and they are efficient and flexible when dealing with our policy. Claims have been processed quickly and Butterworth’s have always taken care of everything without causing us any additional hassle.”

Andrew Craggs,
Bike Scene

“The most important thing is that we can trust Butterworth’s to look after us. With three shops we need the right cover and backup service in the event of a claim, and that’s exactly what we get from Butterworth’s. I can get cheaper quotes but I would never have the same level of trust as I have with Butterworth’s, and these days that’s worth alot.”

Ted James,
J E James Cycles

Paul Archer - Rutland Water Cycling


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Outdoor leisure policy